Mum's blog

Our mum's blog is for Surrey mums to reach out to other mums with information, concerns, tips and everything else that is on their minds.

  • Home
    Home This is where you can find all the blog posts throughout the site.
  • Categories
    Categories Displays a list of categories from this blog.
  • Tags
    Tags Displays a list of tags that have been used in the blog.
  • Bloggers
    Bloggers Search for your favorite blogger from this site.
  • Team Blogs
    Team Blogs Find your favorite team blogs here.
  • Login
    Login Login form
36

Unemployment is one of the worst situations that can come to mind. It is something whose thought merely can create panic among people. Those, who suffer from the same, often find difficulties to get along with their expenses. A person with unemployment faces an ample number of problems. The issues double up when you are additionally going through a low score of credit. This score creates hindrances in getting any external help from a loan lender.

To help you get away with the stress and anxiety, Credit Lenders provides a good opportunity to have the required funds through its loans for the unemployed people. Unlike the other lenders in the UK, it promises to take the best care of the customers through the advantages that it provides. Here are some of them -

1.       Few online lenders in the UK provide the money to the borrower on an instant basis. The borrower makes an application through online process. Later, if the lender finds the application eligible to get the approval, they make the approval within hours or minutes. This acts as the advantage for those with an urgent need for money.

2.       Usually making an application requires a good amount of your time. However, the situation is a little different when it comes to the online lenders. The process of making an application is simple and requires no extra effort. You can simply choose to avail the loans from the comfort of your home.

3.       Keeping in mind the hardships and hurdles faced by the jobless people, the first thing that comes in notice is the chances of their inability to repay the borrowed amount. To avoid the same, the lender provides the money at reasonable rates of return. These rates insure that the repayment becomes easy for the borrower.

4.       Flexible terms and conditions provided by the lender prove to be another “positive” for the people looking forward to take out a loan and help their current situation of joblessness. Conversation with the lender is made easy to bargain over the terms and conditions.

These benefits of the unemployed loans give enough reasons to a person going through a jobless situation to opt for them and soothe their problem of meeting the ends with the expenses and income. If you are confused over your decision, here are some reviews that can let you have a better choice -

“My unemployment resulted in fall in my credit score and certainly the hurdles of managing the money. I faced numerous troubles fulfilling my own needs and my family’s requirements. Then, there came a time when I started getting stressed facing the troubles. Finally, I came to know about Credit Lenders who offers loans to the unemployed people with the best rate of interest that make the process easy to avail the loan and repay it.”, says William Drake.

Credit Lenders has helped me at the most difficult times of my life. I would like to suggest it to all those going through the hardships of not having a job.” Says Sarah 

Continue reading
0
29

Do you dream of a career in music? Attend an Open Day at ACM and you’ll be able to explore, or even audition at one of our campuses in Guildford, London or Birmingham.  

During your visit, you’ll receive a guided tour of the campus, experience our top-of-the-range facilities, meet our world-class teaching faculty and most importantly, discover how an education with us can set your dream into motion. Our teams at ACM will be available on site to answer any queries you may have about starting your journey at our academy, and if you’re ready, you’ll be able to start the audition process.

Not sure which course is the best one for you? Worry not, because our Open Days provide a tour catered especially to those who are still undecided - we know we’ll find the perfect course for you.

Applicants for full-time study starting September 2019 will receive guidance from our Admissions team once an application has been received. Visit our Apply Now page to begin your future with us: https://www.acm.ac.uk/apply-now/

Please do not hesitate to contact our Admissions Team for further information on 01483 500 841.

Next Open Days:

Guildford

4th November 10:15am

4th November 13:45pm

To register your attendance, please visit: https://www.acm.ac.uk/open-days/

On arrival, please meet at The Electric Theatre reception: Onslow St, Guildford GU1 4SZ

 
 

 

Continue reading
0
420

Everyone is intertwined with expenses and income in such a way that at some point, it starts becoming a web. The web from where it is hard to escape. Several times, you might have had a thought to quit the vicious circle but your expenses would just not let you to. But wait; have you already taken the decision to quit your work? Are you now regretting over the decision? Are you unemployed and looking for a source to find funds?

You do not have to worry about the funds as loans for the unemployed people are there to serve you. You are always productive at your work when you enjoy it, but what about the times when you do not? That’s the time to quit your work and explore the thing that you have been looking on for too long. Choosing to quit for something that you love, is never a wrong choice.

QUIT AND ESCAPE NOW, BEFORE YOUR EXPENSES STRANGLE YOU AND THRASH YOU DOWN

Thinking about cash loans…?

Just how easy it appears, in reality, it is equally hard to take up an action of quitting your monotonous work environment to pursue your dream. Coping up with the expenses on a daily basis starts looking like a “hurdle”.

When such a condition arises one thought that is born in head is, cash loans. Even though getting cash loan is not easy when you are unemployed but it is not even impossible. The concern of the lender is mostly to offer the money to someone with a good credit history. If you have the same, it can become quite possible to get the loans. But in case, if not, panicking is not an option for you when you have already taken a bigger decision of quitting a job, all you have to now search is, a direct lender that provides you the money.

Facing difficulties to find the right lender…?

Unemployment can prove to be depressing at certain times. Not having the income and cutting down your expenses gets harder with each passing day. Wouldn’t that journey become difficult when you do not have the right lender? To avoid the same, it becomes the most important task to search for the appropriate lender.

If you have a lender, who does not understand your situation and does not provide you the money on terms that you feel should be given to you, then you certainly have the lender who is not suitable for you in the long run. Lower interest rates, flexible terms of lending etc all are lined together, but, for future. At an initial stage, it is crucial that the lender and the borrower have an understanding. An understanding should be of the sort, that if the lender provides flexible loan terms, the borrower should also take care about the timely repayments.

Thinking how to make it easier…?

When you are adamant over your decision of quitting your existing job, you should also be pre-prepared about the upcoming obstacles. Loans for the unemployed people can definitely soothe the journey, but is that all? Of course, not. It must stay in mind that the more you borrow the more you have to repay.

Here are some of the measures that can be adapted to comfort the situation -

·         Try to make notes for your expenses and try cutting down the unnecessary ones in order to reduce the cash out flow.

·         Try to look for new sources of income until you find the work that you enjoy practicing. This can reduce the burden.

In case you are not sure about the repayments, try borrowing from your friends or family. This can at least remove the high interest rates away from the “amount-to-be-repaid” list. 

Continue reading
509

The magical country of Nepal has been beckoning spiritual seekers and outdoor adventurers since centuries. The landlocked country was brought onto the world map after the first ascent of Mount Everest by Sir Edmund Hillary and Tenzing Norgay in 1953. The jagged Himalayan Mountains, rare wildlife, and Asian culture, Nepal is a famous destination for trekkers from all over the world, who wish to take their love for trekking to a whole new level.

Here is our take on why Nepal is a dream destination for trekkers and why you should plan you holiday to Nepal at least once. Let’s take a look:

b2ap3_thumbnail_Nepal-Trekking.jpg

Top Reasons Why Should Book Nepal Tour Packages

It’s Where Trekking Was Born

What else can be a better place to suffice your thirst for some amazing treks than the place where trekking was actually born. You might have heard about the mountain people walking the hills as their primary means of transport, but do you know that trekking was actually developed as leisure sport after Sir Edmund Hillary along with Sherpa Tenzing Norgay scaled the Mount Everest in the mid-20th century.

Nepal Is Home To 8 Of The World’s Tallest Mountains

Out of the 14 tallest mountains in the world (with height above 8,000 meters), Nepal is home to 8 of them, including Everest, Lhotse, Kanchenjunga, Cho Oyu, Makalu, Dhaulagiri, Manaslu and Annapurna. The Everest Base Camp trek and the Annapurna Circuit are two of the famous treks that will bring you in close contact with the massive mountain ranges.

The Comfortable Accommodation

Nepal boasts an excellent trekking infrastructure with homestays and comfortable lodges, often called ‘teahouses’. Most of the trekking routes in Nepal feature these teahouses where you can have a warm bed, a bathroom and treat yourself to some fresh food, unlike other mountainous parts of the world where trekkers mostly have to compromise.

The Great Food Available At The Teahouses

Worried about curbing your hunger pangs with only Ramen noodles, some other easy two-minute recipes or tinned beans repeatedly? Well! Nepal treats you to some amazing food like banana pancakes, a Nepali Thali comprising rice, lentils and vegetables, and even pizza, apple pies and cakes. Isn’t it great?

The Amazing Cultural Variety

Well! You might be in Nepal for some great trek routes, but this is not Nepal is all about. The country has got a variety of cultural attractions that will simply amaze you. One of the world’s ethnically diverse nations, Nepal features a variety of religions, languages, traditions, and customs.

Pristine And Remote Lakes

Nepal is not only blessed with great trekking routes, in fact you can also find pristine and remote lakes such as the Rara Lake - Nepal’s deepest and biggest fresh water lake and a heaven for bird-watchers. Situated in the Mugu District, in the western part of the country, here you can trek around the lake’s perimeters in 3-4 days. Almost untouched, the hilly backdrop dotted with juniper, pine and spruce trees along with the crystal-clear waters of the lake is a sight you will cherish forever.

The Isolated Mustang (Formerly Lo Kingdom) – Once A Tibetan Kingdom

Until 2008, the Mustang Region of Nepal was known as Lo Kingdom and was a dependency of Nepal. But, after the foundation of the Republic of Nepal, the kingdom became one of the 75 districts of Nepal.  A visit to this part of Nepal takes you back in time where you can explore the traditional Tibetan culture, cave monasteries, rock paintings, and also shop for some traditional souvenirs.

 

The Top Trekking Routes To Discover During Your Nepal Tours

Everest Base Camp

Every trekker’s dream, the great trekking terrain actually introduces you to the Mount Everest (8,850 m) – the world’s highest mountain. Here you can enjoy some great views of the other majestic peaks and even meet the Sherpa people, known for their amazing climbing skills.

Highlights:

  • Stand face-to-face with Mt. Everest 
  • Experience Everest Base Camp
  • The vantage point Kala Patthar at 5,600 meters, which provides amazing views of Lhotse, Nuptse, and Mount Everest
  • Excellent mountain landscapes and trekking trail

Annapurna Circuit

The Annapurna circuit is all about great terrain, comfortable treks dotted with a lot of tea-houses, and breathtaking scenery.

Highlights:

  • Crossing the Thorong La Pass- the world’s widest pass with an altitude of (5,416 m)
  • Trekking terrain ranging between 760 m to 5,416 m
  • Developed comfortable treks

Kanchenjunga

A tough call, the Kanchenjunga is actually meant for the fit trekkers. With a rural setting and pristine natural backdrop, the trek is a lifetime adventure for those want to suffice their love for adventure.

Highlights:

  • Crossing the Lapsang La Pass at an altitude of 5,160 m
  • Great trekking trails
  • Splendid views of Mt. Kanchenjunga - the world’s 3rd highest mountain
  • Magical views of Mt. Makalu - 5th highest mountain in the world

Makalu Base Camp

The world’s 5th highest mountain, Mt. Makalu introduces you to some challenging trails and pristine natural backdrops. A perfect trek for the adventurous and fitness enthusiasts, the trekking route offers 100% communion with Mother Nature.

Highlights:

  • Unspoiled trekking trails and landscapes throughout the trek
  • Stunning mountain scenery
  • The lofty vantage point Shersong ridge at an altitude of 5,250 m

So now that you have an idea about the famous trekking routes of Nepal and all the fair reasons the country has to beckons trekkers. What else are you waiting for? With a great range of Nepal Tours and Nepal holiday packages, you can easily find the perfect itinerary that caters to your interest that too without burning a hole in your pocket. Moreover, if you wish to explore more and discover other destinations with Nepal, then you can also find some great deals on Tibet Travel Packages. For more details and customized tours, visit us here.

Continue reading
0
527

Covering the basic needs of everyday life may get tough if you have received the title of unemployed. Even if you do not have a steady income, it is necessary for you to arrange the money to meet the basic requirements of routine life. However, sometimes no matter how responsible you are, unexpected expenses crop up and affect your credit score.

If you think that it can be hard to arrange the funds from the external resources, then you are wrong. With jobless status, you still have a chance to get the prompt financial assistance. The option of loans for unemployed with bad credit score is available.

There is no doubt that the loans with best terms and conditions are reserved for those, who have active income and a clean credit score. However, it really does not mean that unemployed people with bad credit record have no scope of owning a low cost loan. The chances are limited and you have to search thoroughly.

b2ap3_thumbnail_Loans-for-unemployed-with-bad-credit.jpg

Having A Guarantor is Not Obligatory

Plenty of lending companies are available in the marketplace and all of them have different features and lending norms. Maybe you want a loan but no one is ready to give you support as a guarantor. In that case, borrowing opportunities are still available. There are a few lenders, who offer loans for unemployed with bad credit on no guarantor offer. But, such lenders may ask to pledge collateral. In short, despite having no job, you still stand a chance to get the funds if you either have collateral or guarantor.

Convince the Lenders Smartly

In the absence of active income and a clean credit score, it may sound tricky to convince the lender to offer you loan. For a jobless individual, it is always a matter of concern how to convince a lender to consider your loan request. In reality, the lenders want the applicants to be employed to make the repayments on time. What about showing proof income to the lenders? Surprised how it can be possible? Actually, there are ways to convince the lenders if you show that you can afford to repay the loans. Now lenders will not feel uncertain while offering you money. You can consider the below-mentioned options that can count as income proof:

ü  Self-employed Earning

ü  Pension

ü  Government Grants

Fix the Errors Carefully

If you wish to fix the errors using these loans, it is good not to apply for the first deal that you come across. A complete research of available loan option will certainly help you find the best deal. First of all, make a list of lenders, offering loans for unemployed people living on benefits. Begin with comparing their policies and lending norms. Evaluate the loan offers carefully and check out which loan deals will fit you. Analyse every factor that plays an important role in the process of availing loans. Also, keep in mind that you are not alone as you can talk to the lender to arrange a low cost loan as quickly as possible.

Continue reading
0
1050

Thailand is South East Asian nation, which is one of the most beautiful destinations in the world; different tourists come to enjoy the beauty. Many young tourists come for a true backpacking experience.

Bangkok International Airport is the largest airport in Thailand and the 9th busiest city in Asia both internationally and domestically. Thailand is extremely cheap for any categories of the people, making it the best holiday destination. You will find such a vast range of accommodation, food, transport, activities. Shall we go through Thailand? Why Wait ! Book your Thailand Holiday Packages Now !!!

b2ap3_thumbnail_Chang-Mai.jpg

Chiang Mai

Chiang Mai is the largest city in northern Thailand and known for its pleasant climate and culturally rich heritage. Yee Peng Lanna is the event most visitors desire to attend and enjoy.

The Street Food

Thai food in Thailand is leagues better than anywhere else in the world. There are more varied and more flavors. All over the streets of Thailand, outdoor stalls serve up the cheapest and best Thai meals you can find. You can find tasty halal and Indian food in the Sukhumvit province. Chefs will tell you the secret to Thai food is a careful balance of salty, sweet, sour, and spice.

Mango is definitely one of our favorite fruits and Thailand is all about the mangoes. The things include mango desserts, mango smoothies, and mango sticky rice and mango sauces. There is a great atmosphere at the markets, especially with the local interactions.

Thai Culture

Thai Culture is deeply influenced by religion. The night markets and the roadside food stalls are the best places to know about their culture. Although different regions have their own beliefs and practices, 95% of Thai are Buddhist.

Elephant Parks

The national animal of Thailand is the elephant, and many elephant parks can be found in the Northern provinces. However, as Kanchanaburi's is famous Tiger Temple, many of these elephant villages claim to be ‘sanctuaries’.

The Prettiest Pink Lakes

Pink water lilies in bloom can sight on lakes around the country. In Udon Thani, lilies on Red Lotus Lake blooms between November and February. The wide lake - 15km long and up to 5km is little known by non-Thais, which is a beautiful sight.

Meditation and Dharma Classes

Around 95% of the peoples live in Thailand are Buddhist; temples and statues can see in towns and cities. Meditation and dharma institutes are free and open to all, with a small donation.

Art of Thai Massage

Massages in Thailand are cheap. Therapists massage your body shins, elbows, knees, and knuckles to forcefully poke, yank, and loosen your muscles.

The National Parks

There are waterfalls, camping, hiking, and usually a cave with a Buddhist shrine hidden deep within its chambers. A lot of national parks is available across the country, most of them accessible via public transport from the major cities. There are hundreds of national parks in Thailand, but Khao Yai National Park is the largest (on land) and one of the most visited as it's a short drive from Bangkok. Here you can walk through lush forests, cool off at waterfalls, see elephants in their natural habitats and enjoy bird watching.

Bangkok

Bangkok was known as the Venice of the East. There is ancient wooden houses, walkways, and kids splashing within the city, together with the occasional floating market. Bangkok has enough and more malls, but the various street markets are the real beauty. It is an amazing market to get best services.

Mae Klong is the known market for fresh seafood and for having a rail track pass through it.

Ayuthaya

North of Bangkok is the ancient capital city of Ayuthaya. Nowadays, Ayuthaya is considered the cultural capital of Thailand thanks to the spectacular ruins and intact Buddhist temples that have stood the test of time.

Pattaya

Pattaya is a bustling neon city infamous for its seedy nightlife and swarmed with package tourists. Pattaya has a few hidden gems. There is a beautiful wooden made temple. Get great Bangkok Phuket package deals

Dream Beaches

Thailand has some of the best beaches in the world. The beach around Thailand is even better in the real life. Often white sandy beaches made from coral shells, some islands are dessert, and some have a native population.

Continue reading
0
1208

Have you ever searched the internet with the phrase ‘ How to talk to a human?’ It’s a frustrating place to be when searching for easy answers and solutions! At least in the Travel industry, help is at hand, actually it’s never been far away because sitting in the therapists chair is a trusted Travel Agent, just for you, to talk about you, to listen to you, to ask you relevant questions and open up the world of ‘me time’.

At Travel Essence they understand that your decisions involve hard earned cash, that your time is limited to certain dates, that you need financial protection, reassurance and peace of mind. They can tick off your requirements on their clipboard and you know that they have absolutely taken it onboard.

The travel agent therapist seems to know the right questions without throwing you in the wrong direction. They keep you on the tab you have opened rather than opening up several more tabs whilst still looking for the same information.

They don’t make you feel inadequate infact they spin their globe on their table and teach you so much: about climate, time differences, rainfall in the high season, vaccinations, visa requirements, luggage allowances, airport transfers, and dietary requests.

Travel agents are the holy grail which indecisive travellers pursue, as they are well travelled themselves, and their knowledge is simply fabulous. They skilfully hone down your list of options, they offer you the world at your fingertips. They know immediately about new flight routes which are coming up offering the latest direct flights without stop overs. They know about all inclusive rates so you that can happily enjoy a plethora of twilight cocktails; they offer excursions organised by trusty operators; and of course rooms with a sea view; or interconnecting doors.

Happily on their desk they have space for your dreaded admin that is hidden behind your dream destination. They can easily make room for your pile of holiday paperwork and the time-consuming small print within your booking conditions and of course they are used to navigating the potential pitfalls. Nothing is too much trouble. At Travel Essence it’s a first class service. They are there to help.

b2ap3_thumbnail_travel-brochures-January-deal.JPG

Twenty years ago there was such a rush for everyone to do things themselves online and for direct, easy return flights the individual nowadays has the ease of managing their own booking, within a few clicks a flight can be confirmed. Interestingly though there is a new type of person seeking travel therapy especially for the itinery based destinations, the long haul holidays and twin centred trips. Thought provoking holidays need the human touch.

The highest age group seeking travel agent advice according to the “2017 Portrait of American Travellers” by MMGY Global, are the Millennials. 33% say that they intend to use the services of a travel agent over the next 2 years – that’s twice as many as GenX (17%) and Baby Boomers (18%).

Even though they have increased use and familiarity with communications, media and digital technologies, 44% of Millennials say that using a travel agent “is worth it”, that the idea of a personal shopper for holidays is definitely time and money saving but mostly, even they, actually want to talk to a human.


 


 

 

 

 

 

 

 

Continue reading
0
Tagged in: family travel travel
1053

Families are enjoying a surge of active holiday options available to them. Memories to share, experiences to encounter together and a global world with easy direct flights.

The appeal of the active holiday is that new adventures can be experienced by each family member for the first time, it's less of the adult having knowingly been there before and more of the total thrill for all members of the family.

b2ap3_thumbnail_Costa-Rica-day-4.jpg

 Costa Rica is a perfect family destination for the sharing of amazing experiences. Forget the classroom, the   books, and the You Tube clips, as it is all there to be seen, just by catching a direct flight. Easy really.

 Rainforests and volcanoes in the same day? Just amazing. Craters, geysers, vertiginous landscapes. Children   can delight in howler monkeys flying above the huge verdant tree canopies above their heads. This isn't Harry   Potter, this is for real.

 Leaves and foliage bigger than your youngest. The green smells and the crunch of the forest floor and the         steamy freshness that can't be experienced unless you are there, in a real life geography lesson which is not boring but so very very cool.

Dads need a break from work, to get out of their daily routine and commuter led environment so a zip-wire ride across a jungle is ideal, or a sky walk across ravines of giant trees, they can be just like Ant and Dec but without the clipboard and film crew. Its the feeling of being high above such nature, such beauty, such a natural experience, a far cry from Go Ape.

Mums are easier to please, swims under gushing waterfalls, therapeutic sulphur springs, luxury eco lodges, and if missing the daily Costa coffee take-out is a worry, then here is the real life Costa Rica plantation tour, smell it and breathe it...easily pleased! and after that caffeine hit then why not get to grips with the nearby white water rafting.

Going on holiday must of course include the seaside and Costa Rica doesn't disappoint. Travel Essence recommends a number of handpicked hotels and lodges on both of Costa Rica's coasts all with pristine beaches and endless opportunities for safari, wildlife spotting boat trips, dolphin swimming, kayaking, and visiting turtle nesting beaches.

For young explorers there are photo opportunities to impress friends back home. Imagine the social media posts of sloths, turtles, crocodiles, iguanas, butterflies, frogs, dolphins, humming birds, tropical kingbirds, boat-filled flycatchers, toucans and white crowned parrots. The colours and sensations are way beyond a colouring book or Disney animation.

It is just beautiful and at its best from between December and May. Ideal for a getaway Christmas break or a colourful Easter break. There are direct flights 3 times a week from Gatwick with a flying time of 11 1/2 hours.

Experiencing the world with active family memories and moments is the way to go, shoulder to shoulder, gasp with gasp, thrill by thrill. Costa Rica has it all.

 

 

 

 

Continue reading
0
Tagged in: family travel travel
1329

Normal 0 false false false EN-US X-NONE X-NONE

 

Bad or poor credit because of temporary financial problems or a cash crunch is something that you must deal with on an immediate basis. It is necessary for you to put in the best effort in safeguarding your credit rating. Whether you are in the look out of buying a certain household tool or you are facing a short term monetary problem, you can always raise homeowner loans for poor credit UK.

You have the option of contacting a loan broker and get yourself introduced to different private lenders providing emergency loans bad credit UK. When seeking these loans, it is necessary for you to keep in mind that these loans do not serve as bridge gap loans. These are a practical step that you have taken for protecting your financial condition.

Common Situations When Homeowners in UK Apply for Poor Credit Homeowner Loans

Prior to applying for bad credit homeowner loans, it is important for you to have the perfect repayment plan in mind. These are secured loans where you will be placing your home equity at great risk. Therefore, it is essential for you to make sure that you make the loan repayment on time. However, this is not the case with unsecured loans for poor credit.

Some common situations when homeowners in UK apply for poor credit homeowner loans are as follows:

Bad Credit Rating

Poor credit homeowner loans can be managed very easily and they can even be rapid very easily. Individuals looking to improve their credit ratings within a very short span of time generally go for such loans. Submitting a loan application as the owner of a house will help you in availing ease of payment and better rate of interest. Ease of repayment means you will be paying back the loan in time which will further improve your credit rating.

Home Improvement

Making use of home equity can help you in raising money for small or big home improvement procedures. Renovating the home can enhance the value of the house and also improve your creditworthiness. Hence, it is quite common to make use of poor credit homeowner loans for home renovation.

The cost of poor credit homeowner loans is less and therefore when you have a fully secured source of repayment, it is good to go for such loans. People generally make use of these loans for small home renovation projects like bathroom renovation, kitchen improvement, adding a basement or store room or for sprucing up the walls.

In the Form of Personal Loans

Home ownership helps when you apply for personal loans. Being the owner of a home, you get good rates even if you are going for unsecured loans for poor credit. Personal loans can help you in meeting different problems without going through any hassle.

In the Form of Loans for Unemployed

Majority of the lenders do not like offering loans to unemployed individuals. However, if you are the owner of a house, it gets easier for you to get hold of unemployed loans. Therefore, you have the option of going for unemployed loans as homeowners.

Whether you require loans for any of the above mentioned purposes, never refrain from contacting a professional loan broker and get expert help.

Continue reading
0
1083

Are you looking for a new job? Are you feeling stressed to maintain your financial status like your earlier times? If yes, then do not worry. There are many lenders that are ready to provide financial assistance with loans for unemployed people along with several benefits.

To cope up with all your financial hassles, you can always take the benefits of these loans, as they are available with lower interest rates along with easy terms and conditions. These loans can be applied for short time duration and for small but sufficient amount.

 Moreover, lenders do not ask to place any collateral for securing the little amount. Here, they might charge slightly high interest rates. In order to get these loans on competitive rates, you can provide a guarantor with good credit history and fixed income status.

Sometimes, direct lenders do not pay much attention on the credit history of the borrower to give any sort of financial help.

Lenders are already aware that borrowers are applying loans only for short term period. Due to this, they charge slightly higher interest rates from the borrowers. These facts convince them to offer loan for people with bad credit.

While applying for these loans, you do not need to follow lengthy application process followed by huge paper formalities. The direct lenders provide you convenient way to apply loans with online medium. 

Continue reading
0
1359

There can be absolutely no doubt in the fact that unemployment is one of the most serious problems that many individuals tend to suffer from. The fact that an individual is devoid of any regular source of income makes things very difficult. When an individual does not have credible funds, it becomes difficult for him or her to deal with daily expenditures. It is the unemployment status of an individual that hurts the most. To tell the truth, mainstream lenders do not generally offer much when it comes to required funds. This is because the high risks involved in lending money to unemployed individuals. There are much more complicacies for unemployed individuals with bad credit. Under such circumstances, the main question that comes to mind is whether an unemployed individual is in the position of securing long terms loans for unemployed. Yes, this is definitely possible provided an individual knows exactly where he or she needs to look out for. It is only when unemployed individuals have a clear understanding of circumstances that it gets possible for them to avail the funds that they desire.

Getting Hold of the Right Lending Source

Getting loans for unemployed people completely depends on the affordability of the borrower. If the borrower who is actually an unemployed individual, is in the position of being able to pay back the loan, then getting approved for the loan would not be a major problems for him or her. But still, it is essential for people to select the right sources and consider different factors prior to making their moves. It is a little complicated to get approved for unsecured loans for bad credit with the unemployed status. Therefore, it is always advisable to go for the services of loan brokers or loan broking companies can help individuals in getting swift and easy approvals of unemployed monetary services. So, what do the loan brokers actually do? We will have a look below.

Apply for a Limited Amount

 

First of all, loan brokers try and understand the financial condition of their clients and work accordingly. They study all the important documents required for loan approval and apply for limited amounts that they think would be affordable for their clients. They apply for unemployment loans in limited amounts so that the repayment procedure is easier for their clients or within the budget of their clients. Loan brokers do this because they are fully aware of the fact that huge lending organisations and banks focus on the repaying abilities of borrowers while offering cash. The lending organisations so this for ensuring that they money is in safe hands. Therefore, it is important for the loan seekers and also for the loan brokers to check the repaying limits of their clients prior to applying for funds. The loans facilitated by loan brokers are hassle-free, quick and easy but they come only for the qualified or eligible candidates. The loan brokers also work on presenting clean documents for loan approval in order to increase an individual’s chances of getting approved for unemployment loans UK.

Continue reading
2250

Vietnam has surged in popularity since it opened it’s doors to tourism at the start of the 1990’s and having just returned from my own family vacation, it’s easy to see why this relatively small country has been named by many travel experts among the top 20 destinations to visit in 2017.

 Now, certainly is a great time to explore and experience this wonderful country, as it embraces a period of peace, innovation, creativity and success.

The natural wonders are in abundance, from the misty green mountains of Sapa to the mysterious wetlands of the Mekong Delta. The cities by contrast are absurdly in-your-face, driven by the buzz of a million motorbikes and the palpable thrust of energy and commerce. It was the Vietnamese people however, that totally captivated me; their optimism, warmth and communitarianism was an absolute delight to witness and truly contagious

The best way to experience Vietnam is on a multi centre tour and at Travel Essence they have the experience and relationships with specialist operators to enable them to tailor itineraries to best meet your requirements, that take account of travel dates, duration available and the highlights you wish to include.

 

Vietnam’s touring highlights with the inclusion of some memorable, authentic experiences:

 

A RICH CULTURAL HERITAGE

From the French colonial rule through to the problematic war of the sixties, Vietnam is a country that has undergone extensive change. Come here to see the underground tunnels of the Viet Cong and explore the cultural sites that make up this beautiful country, from the citadel of Hue to the historic streets of Hoi An, both designated UNESCO World Heritage Sites.

 

CITIES

There’s a frenetic energy that pulses through Vietnam’s two major cities. Whether it’s Ho Chi Minh’s vibrant metropolitan allure or the colonial charm of Hanoi, you’ll feel compelled to hit the streets and discover these great cities for yourself.

 

MEKONG DELTA

A watery landscape of stilted villages and floating markets fringed by paddy fields and fish farms. A cycling tour or a cruise along the waterways will offer you a fascinating insight into local rural life and is also possible as a day trip from Ho Chi Minh City.

 

HALONG BAY

A UNESCO world Heritage Site, Halong Bay is one of Vietnam’s most iconic landscapes; lime karsts seemingly rise out of the emerald ocean from nowhere. An overnight cruise is the best way to experience this atmospheric place and catch a glimpse of the life of traditional families and their floating homes.

 

CUISINE

A Foodie’s heaven !! The Vietnamese cuisine offers some of the most delicate, carefully balanced food in the world and is an essential part of the Vietnamese culture. Most cities have their own specialities, which is why there are said to be nearly 500 traditional Vietnamese dishes! Throughout this country you’ll feast on regional dishes that combine staple ingredients like lime, chilli and the abundant rice noodle. For budding Master chef's, why not join a days cooking course in a local cafe or enrol in a week long professional culinary programme, that includes shopping daily for local produce. Be inspired, there’s definitely something for everyone.

 

BEACHES

After touring through Vietnam enjoy well deserved rest and relaxation at one of the country’s beach resorts. With over 3,400 kilometres of coastline, you’re spoilt for choice when it comes to tropical beaches and island destinations.

 

WHEN TO GO

Although Vietnam is not a large country, it is long and thin, so its climates are mixed due to differences in latitude from north to south. Therefore, the ideal times of travel vary throughout the country but generally speaking the best time to visit Central Vietnam is during our summer months, whereas for North and South Vietnam the more favourable weather conditions are from December – March.

 

WHERE TO STAY

A couple of my favourites:


The
Intercontinental Danang

The Four Seasons Nam Hai

 

Continue reading
Tagged in: family travel travel
1360

 Designing a kid’s bedroom is not a cakewalk. You have to put in your heart and mind as well as time and effort to design something that will be convenient and at the same time will be loved by your kids.

But one thing that you must keep in mind at the time of designing your kid’s bedroom is that it needs to grow and evolve as the little ones gradually mature. Kids notoriously change their preferences from time to time. That is why you should endow on your child’s bedroom a timeless quality.

Here are some tips that will help you design such a bedroom for your child that will let your kids express themselves as they grow up. Just read on to reveal the mystery of achieving it.

Continue reading
1554

When the summer is here and the sun is shining, the temptation to get out and about feels stronger than ever. So many places to explore!

When you have a tight schedule and timetable to work with, driving can feel like a real chore - it really is a case of getting from A to B swiftly and safely, and with the kids in the back of the car you can feel like you're chasing around like a taxi driver. But when you have a day to play with, no reason to rush or need to watch the clock, driving is a real pleasure. 

We're lucky to live in a beautiful county, with plenty to see and do close by. If you have a free day on your hands there's so much within driveable distance - here are some suggestions. Before you set off, check you have everything you need in place. If you're hiring a car for a journey, borrowing a friends' car or sharing driving duties, make sure you've got short term car insurance. You'll also need plenty of drinks and snacks, and stuff to keep the kids entertained! 

The Surrey Hills
Right on our doorstep, the Surrey Hills is an area of outstanding beauty and superb countryside. You can either drive there and then spend a wonderful day walking, hiking and cycling, or take in the most picturesque of drives through the gorgeous villages en route - the views are stunning.
 

South Downs National Park

The South Downs are 20-30 miles away from Surrey so this is definitely more of a day trip than an afternoon out, but the longer drive is worth it. There is plenty to do here, including visits to Lewes and Eastbourne, and camping at Blackberry Wood. In fact, it might be a good idea for a weekend away!

Chichester
A few years back, the Sunday Times nominated the 30-mile drive from Godalming - itself a lovely place to visit - to Chichester as one of its top UK driving roads. So, if your trip is as much as about the drive as the destination at the end of it, this could be for you.

Windsor
Just over half an hour or away from Surrey is the beautiful city of Windsor - second home of the Royal Family. A fairly effortless drive takes you to a place of numerous attractions, including Windsor Castle and Royal Windsor Racecourse. Meanwhile, if you're travelling with kids, head straight to Legoland for an awesome day out.

What are your favourite driving days out in and around Surrey?

Continue reading
3306

Teaching your kids to cook from a young age is invaluable because they will have those skills for the rest of their lives. Especially if you teach them the core skills of preparing vegetables, meat, and fish as it will lead to them living a healthier lifestyle in the long run because they won’t feel the need to buy unhealthy ready meals.  However, there’s a right way to go about cookery school at home in order to get your kids to enjoy it and remember cooking as a good experience. Here are a few ideas as to how you can have fun in the kitchen with your little ones while teaching them the basic skills of cooking.

 

Go shopping

A sure way to get your children more involved in cooking is by letting them choose their own gear. Whether a personalised apron is enough to get them in the kitchen or their own set of cooking utensils, if it’s getting your kids enthusiastic about preparing meals then buy it (as long as it’s within a sensible budget.)

 

Have fun

Chef Claire Thomson (who speaks from experience) says to start easy, “start with simple, tactile stuff, such as guacamole,” she says. “ Little kids love the gross stuff. Ivy likes to squidge the marinade into a chicken.” Ivy is Claire Thomson’s daughter. So choose your foods wisely, boiling carrots isn’t going to cut it unless they’re being transformed into something more exciting.

 

Kids in control

Thomson also tells The Telegraph that “children feel much more comfortable if they feel in control of their food.” She recommends that you pass over a lot of the preparation to your children so that they feel like the overall dish is all their own work. Confidence is key so don’t be afraid to encourage them to keep making ‘their dish’ for family and friends until they get it spot on. The practise and delivery to an audience will give them a real sense of achievement and encourage most delicious dishes!

 

Take it to the garden

To make cooking, EVEN more exciting you can start growing vegetables in the garden. It’s remarkably easy to grow salad leaves, carrots, potatoes, spring onions, herbs, tomatoes and more – you just need a few seeds and a bit of soil. If you don’t have the space you can grow salad leaves and herbs on the windowsills in baskets or plastic tubs easily enough. Growing your own produce not only teaches your children where everything comes from but it makes the whole process a lot more exciting if they’re pulling up their own carrots and giving them a wash. If you’re lucky enough to have lots of space in your garden, you could even get a couple of chickens!

 

Make a day of it

If you’re really struggling to get things going in the kitchen with the children, make a day of it at the weekend and have their friends over to cause havoc too. Chances are that if their friends are involved, they’re likely to enjoy themselves a lot more. Be creative and plan a day where your kids and their friends prepare some picnic foods (scotch eggs, sandwiches, salads) and then go out for a bike ride and eat everything they’ve been busy making in the kitchen. Not only will they have learnt lots about cooking but they’ll be so worn out by the end of the day you can have a good relax.

Continue reading
2369

Unsecured loans are those loans against which you do not have to provide any collateral. Credit card loans, personal loans, educational loans etc. are some types of unsecured loans. As the lender is not authorised to foreclose any of your assets in case of non-repayment of unsecured loans hence they are considered to be high risk loans. This is the reason that both traditional and non-traditional lending agencies charge a higher rate of interest for these loans. While it is quite easy to get unsecured loans if you have a good credit score and decent monthly income, it can become practically impossible to get these loans from traditional lending agencies if you have bad credit.

How does a person land with bad credit?

Nowadays the situation of the business world is such that you can end up with bad credit even if it is not your fault. Sudden lay-offs and salary cuts have become common and unemployment is on the rise. This is the reason that while you had a decent job and income you made some financial plans which went haywire when suddenly you were laid off or had a salary cut. In this situation it may so happen that you fail to repay some instalments on your loans or your utility bills which can land you with bad credit. The other more obvious reason for bad credit is poor financial management, but most people who have bad credit do not fall into this category and land up with bad credit due to unavoidable and uncontrollable circumstances.

What do you do if you have bad credit?

If you have bad credit then you can approach any of the reputable loan brokers for unsecured loans for bad credit. These loan brokers are associated with a large number of specialist lenders who do not look at only your credit score while approving a loan. They will understand that you could have landed with bad credit due to no fault of your own and now have secured a decent source of income. This makes you perfectly able to repay any loan that you now take. These modern specialist lenders take such factors into consideration along with your monthly income to expenditure graph and approve the loan. However, it is true that they are taking a higher risk by giving you a loan if you have bad credit and hence may charge a higher rate of interest. In fact there are some unscrupulous lenders and loan sharks out there who take advantage of your bad situation and try to rob you. However, if you go through a reputable loan broker then you will be protected from these unethical elements because the good loan brokers are associated only with reputable and reliable lenders.

Instalment loans

These loans are just like any other loan in that you have to pay the principle amount along with interest. The only difference is that in some loans you have to make the repayment in a single lump sum of money, but with instalment loans you can make the repayment in several instalments. These loans are usually for tenures of 3 months, 6 months, 12 months, 24 months and so on. These loans make it easier to repay your loan because you can work the repayments into your monthly budget. It is also possible to get these loans if you have bad credit if you approach a good loan broker.

 

 

Continue reading
2498

With leases coming up for renewal and spring making homes look extra beautiful, now is the time for homeowners to either sell or look for somewhere different to rent.

 

In today’s market where there is a lack of property, the whole process can sometimes happen much faster than we’re ready for, leaving us with a last minute move to make and a huge amount of stress to deal with. But it doesn’t have to be this way - get prepared early and you’ll breeze through the move and come out the other side feeling refreshed and ready for new beginnings.

 

Make a lovely list

If you write down a list of what you need to do and in what time frame, it will seem much less daunting as you cross each task off the list. You’ll see what might have seemed a daunting list shrink down to not much hassle at all!

 

Things to consider:

 

·      At least three quotes from different removal companies (if you’re using one.)

·      The big declutter of your home.

·      A thorough clean of your home, using a professional such as Molly Maid or schedule the time in to do it yourself.

·      Collection of boxes for moving + tape + bubble wrap + airtight bags.  

 

The clear out

It’s a difficult job cutting down on your possessions but it’s got to be done. Use the method ‘take’ or ‘leave’ on items that you’ve either used lots or not used for the past year. Just think about the joy someone else could get from your stuff and bag it all up for a trip to the charity shop.

 

If you can’t be honest with yourself, get a couple of friends over and ask them what you should keep and chuck out, they’ll know what hasn’t left the wardrobe for the last few years.

 

Boxing up

Once you’ve sourced some sturdy boxes from somewhere, it’s easiest if you pack room by room. Remember to put the heaviest items in the bottom of the box and the lighter items on top. If you have some really heavy stuff, pack it in smaller boxes that are easier to carry.

 

When it comes to packing material goods such as your linen, clothing and soft furnishings, place them in airtight bags first so they avoid the damp or any accidental spillages.

 

Invest in strong tape and labels to finish your boxes off with; it will make things easier in the unpacking process. Also, keep a couple of boxes labelled separately that are immediate necessities for your new home. That way you won’t have to rifle through everything looking for those important bits and bobs.

 

Keep yourself energised

Moves are hard work; make sure you’re getting enough sleep and plenty of healthy food to fuel the move. You’ll notice your mood and energy levels drop as soon as you stop looking after yourself so make it your top priority.

 

As long as you’re prepared for the big move, you’ll be fine. But do expect to have a slight feeling of chaos about you. We’re creatures who like to create a home so sometimes moving out of our nest can be an emotional experience.

 

If you’re going to miss it, why not throw a leaving party before the cleaners come? That way you can say goodbye properly while having some therapeutic partying with friends.

 

Continue reading
0
4031

Normal 0 false false false EN-IN X-NONE X-NONE

This beautiful and hundreds of miles stretched desert land makes Rajasthan the most sought-after destination in the world to explore. Planning selected Rajasthan tour packages is an ideal decision to known about the world of sand and become aware of the rich culture and historical heritage that comprises its inseparable parts.

This beautiful desert land attracts thousands of tourists from all walks of life and providing an amazing opportunity to enjoy its world famous camel safari. The Indian Desert holiday circuit is formed by covering three prime destinations of Rajasthan that include Bikaner, Jaisalmer and Jodhpur. These beautiful cities are known for architectural wonders, its tourism popularity and desert land. Camel safari and jeep safari along with camping on the sand in night to enjoy a wonderful time will surprise you and persuade you to visit the destination again and again.

Indian Desert Tours – Plan for Wonderful Rajasthan Tours to the Desert Land

Indian desert land tours are offered to cover three main cities that include Jodhpur, Bikaner and Jaisalmer.

Jaisalmer – the Wonderful City

You will get a variety of amazing Rajasthan tours that are sure to keep you busy in the fascinated world. Tours to Thar Deserts are incomparable that will provide you entirely different holiday experience. Jaisalmer is the main destination of enjoying holidays in Indian desert. The beautiful sand stretches of sand dunes covers area of around 40 km far from Jaisalmer. Here, the beauty of sunrise and sunset has a charisma of its own. Don’t miss the chance of taking a ride of camel back – camel safari. Folk dance, music, local cuisines, traditional villages and meeting with local people will be in your tour activities.

Bikaner – Presenting the Real Picture of Thar Desert

Bikaner is another city that provides the real sense of exploring Indian desert land. Here, sitting on the camel back, tramping through the yellow sand and weighing the unending sand land provide you the ways of enjoy adventure holidays in a different way. You will also see magnificent and historical complexes that make visitors fall into the deep impression of rich Indian architectural possessions.

Jodhpur – Second Largest City of Rajasthan

Jodhpur is another pillar of Indian desert tour. Your selected Rajasthan tour packages cover all the main attractions of Jodhpur along with sand dunes. It was once the capital city of Mewar state lies on the edge of Thar Desert. The beautiful city has been housing massive historical palace – Meharangarh Fort. Here, desert kite festival is also organized every year; while this city also houses different desert camps.

During your Rajasthan tours, you will also see a number of other India tours destinations and get a chance to know about its rich culture and traditions.

Continue reading
0
1994

 

1. Labrador

The Labrador is an incredibly popular breed for families and is one of the best dogs for children of all ages. They are gentle, patient, sociable and playful as well as being very intelligent and therefore easy to train.

They need plenty of exercise and love adventure although it is important to be aware that they do love to chew, so ensure you have plenty of toys for them to do this with instead of your belongings!

Their enthusiastic attitude towards life and cheerful nature means they are the perfect breed to bring joy to any family.

 

2. Staffordshire Bull Terrier

You may be surprised to see this one in the list? Unfortunately for the breed they tend to get bad press. But, they are actually one of the only dogs to be named as a ‘Nanny Dog’ by The Kennel Club due to their tolerant nature and protectiveness. 

Despite their muscular appearance, they are one of the most loyal and loving breeds, always eager to please and incredibly easy going. They enjoy long walks and playtime just as much as they love to snuggle up for a cuddle.   

At any given time Battersea Dogs Home estimates that 80% of the dogs in their care are Staffies – so this may be a breed you want to consider rehoming.

 

3. Boxer

This is another breed that is named by the Kennel Club as being particularly suited to families with children because of their loyal and affectionate nature.

Boxers are a sociable breed, they love to be around people and particularly enjoy playing with children. In fact, their child-like playfulness and love of playing outdoors makes them the perfect playmate for your child while ensuring they get plenty of fresh air.

They are very energetic and excitable, particularly as puppies and require plenty of training and exercise – so they are best suited to very active families.

 

4. Bichon Frise  

This breed doesn’t need too much exercise, so is perfect for less active families. They are very intelligent, playful and happy dogs with a loving and affectionate nature.

Their gentle nature and natural tendency to like people, makes them the perfect family pet and ideal for children of any age. They are also incredibly good at learning new tricks which will surprise and delight youngsters.

 

5. Shih Tzu

The Shih Tzu craves human attention and loves to be in the company of humans. They are the perfect breed if you are looking for a smaller dog and again, don’t require too much exercise, so are perfect if you aren’t keen on walking long distances.

They are affectionate and loving making them perfect for children of all ages.

Think you are ready to add a furry four-legged companion to your family? Then click here to find a breed that will suit your family. But, remember a dog is for life - so it is important to make sure you are ready for one to avoid any heartache.  

Continue reading
0
1820

Take a virtual tour to the most exciting wildlife safaris of India. It's high time now, to throw away your stress, and plan a wildlife tour with your friends and family to enjoy a genuine wildlife gateway.

Far from the noise and pollution of the city, you can find a green heaven over here. Along with the chirping of the colorful birds, you will find a totally refreshing and relaxing environment to rejuvenate yourself. With 450 sanctuaries, 40 tiger parks and 99 national parks, India embraces a rich wildlife.

Sounds exciting? Then book your tickets and pay a visit to the famous wildlife sanctuaries of India.

Here are the lists of some popular wildlife safaris where you will have an unforgettable experience.
b2ap3_thumbnail_Ranthambore.jpgRanthambore National Park, Rajasthan
Tiger tours in the ranthambore national park are one of the popular tourist destinations. Enjoy a safari, and click photographs of the various other wild beings like Sloth Bears, Wild Boars, and Sambar.

If you are looking out for some adventurous tiger tours in India, then you must pay a visit to this park. The ideal time to have a view of the tigers is from March to May.
b2ap3_thumbnail_jim-corbett.jpgJim Corbett National Park, Uttarakhand
When it comes to north India tours, then you must plan out a day's visit to the Uttarkhand's adventurous Jim Corbett National Park.

Myriads of the people visit Corbett just to get a glance of the dangerous cats and tigers. You can also take a view of the Serow, Goral, and several other fascinating wild species.
b2ap3_thumbnail_Royal-Bengal-Tigers.jpgBandhavgarh National Park, Madhya Pradesh
Want to have a spectacular view of the Royal Bengal Tigers?  Just bask in the backwoods of the Bandhavgarh National Park. Take a picturesque of the various other exotic fauna species, Bandhavgarh is counted among the best places for wildlife safari in India. Check out online, the different India tours and travel packages and plan out a journey to visit Bandhavgarh National park anytime between Octobers to June.
b2ap3_thumbnail_kanha-panther.jpgKanha National Park, Madhya Pradesh
We have read many stories about the Sher Khan in our story books.But to have a real view of the roaring tiger of Kanha you must definitely visit here. Bagheera (Black Panther), Baloo (Bear), Kaa (Python), Hathi (Elephant) or Sher Khan (Bengal Tiger), every character that we have read about in our story books, can be seen in Kanha National Park.
b2ap3_thumbnail_Sunderban.jpgSunderban National Park, West Bengal
 If you love thrilling and adventurous tour, then you must visit the Sunderban National Park. Being the world's largest forest cover of the Mangroves, the place boasts a rich wildlife sanctuary. People from different corners of the world, gets excited to travel to India, and carries unforgettable memories with them while returning back.
b2ap3_thumbnail_Kaziranga.jpgKaziranga National Park, Assam
Want to get a glance of one of the most exotic animals - The Rhinoceros? Then you must pay a visit to the Kaziranga National Park. Besides the giant Rhinos, you can have a look at the other beautiful wildlife such as Elephants, Bears, Panthers and various pretty birds also in the Kaziranga National Park.

Continue reading
0

Login